This privacy policy discloses how PFG Ventures, L.P., collects, protects, uses and shares information gathered about you on www.proforma.com and www.onlyproforma.com ("the Proforma® websites"). While visiting the Proforma® websites you may be asked to provide information that personally identifies you. This information is gathered on a voluntary basis to better serve you. You may choose not to provide personal information and you will still be able to visit most of the Proforma® websites but you will not be able to use the web-based forms to request information. PFG Ventures, L.P., is the sole owner of the information collected on the Proforma® websites. We collect personal information at several different points on our website. The following items are a sample of areas where personal information is required in order for us to assist you: Contact Us / Help form Live Chat form Subscription to the Proforma® email newsletter Contact us requests via forms or email addresses Calls to our toll-free or other Proforma® business telephone numbers Web Site Disclaimer None of the communications made through this Web site should be construed as an offer to sell any franchise in, nor is any such communication directed to, the residents of any jurisdiction requiring registration of the franchise before it is offered or sold in the jurisdiction. No franchises will be sold to any resident of any such jurisdiction until the offer has been exempted from the requirements of, or duly registered in and declared effective by, such jurisdiction and the required Uniform Franchise Offering Circular (if any) has been delivered to the prospective franchisee before the sale in compliance with applicable law, If you have any questions concerning the registration status of franchises in your jurisdiction, please contact Proforma New Owner Development at 1-800-825-1525. Information You Provide For the areas of the Proforma ® websites where the collection of personally identifiable information is necessary, you will know because you will have to fill out a form. Depending on the form, we may need to collect a variety of business, personal, and financial information. Proforma® does not provide your information to third parties. You may unsubscribe from all Proforma® mailing lists at any time. Information Collected Using Technology We may collect some information about you using technology, so it may not be readily apparent to you that it is being collected. For instance, when you come to our site your IP address is collected so that we know where to send information you are requesting. An IP address is often associated with the place from which you enter the Internet like your ISP (Internet service provider), your company, or your school. This information is not personally identifiable. We may use information collected through technology to make our sites more interesting and useful to you. We normally don"t combine this type of information with personally identifiable information. However, we may combine this information with personally identifiable information to identify a visitor in order to enforce compliance with our terms of service or to protect our service, site, customers, or others. Cookies Cookies are pieces of information that a website sends to your computer while you are viewing the Proforma® websites. These pieces of information allow the website to remember important information that will make your use of that site more useful. Internet companies use cookies for a variety of purposes. We use cookies to help improve your future visits. You can choose to have your computer warn you each time a cookie is being sent, or you can choose to turn off all cookies. You do this through your browser (like Netscape Navigator or Internet Explorer) settings. Each browser is a little different, so look at your browser Help menu to learn the correct way to modify your cookies. If you turn cookies off, you won"t have access to many features that make your experience on our website more efficient and some of our services will not function properly. Links to Other Sites We may provide links to 3rd party websites on the Proforma® websites. We are not responsible for the content or information collection practices of those pages. Please note that the 3rd party website's privacy policies may differ from those of PFG Ventures, L.P. Please read the privacy policy of any 3rd party site before providing them with any personal information. Legal Disclaimer Although we make every effort to preserve user privacy, we may need to disclose personal information as follows: (i.) when required by law to comply with a judicial proceeding, a court order, or legal process served on us; (ii.) to enforce our policies or agreements including the collection of amounts owed to us; (iii.) to protect users of our sites and our sites from fraudulent or abusive use. Changes In the future, we may modify this privacy policy. If we decide to change our privacy policy, we will post those changes to this privacy statement. We will use information in accordance with the privacy policy under which the information was collected. However, if we are going to use personal information in a manner different from that stated at the time of collection we will notify users by email. Users will have a choice as to whether or not we use their information in this different manner. However, if users have opted out of all communications with the site, or deleted/deactivated their account, then they will not be contacted, nor will we use their personal information in this new manner. Contact Us If you wish to change or delete your registration information or opt-out of any promotional materials please contact us at comments@proforma.com. If for any reason you feel that we have not followed our stated policy please let us know by email atcomments@proforma.com. We will look into your concern and try to resolve any problem. TERMS AND CONDITIONS OF USE OF THIS SITE 1. Acceptance of Terms This Web site located at proforma.com (the"site") is provided by PFG Ventures L.P. ("PFG"). The term "you," "your" or "yourself" shall refer to the user who is browsing this Site. PLEASE READ THESE TERMS AND CONDITIONS OF USE OF THIS SITE (THE "TERMS") CAREFULLY BEFORE USING THIS SITE. THEY GOVERN YOUR ACCESS AND USE OF THIS SITE. BY ACCESSING OR USING THIS SITE OR DOWNLOADING ANY MATERIALS FROM THIS SITE, YOU AGREE TO COMPLY WITH AND BE LEGALLY BOUND BY THE FOLLOWING TERMS AND CONDITIONS CONCERNING YOUR USE OF THIS SITE. IF YOU DO NOT AGREE WITH OR DO NOT ACCEPT ANY OF THE TERMS, PLEASE EXIT THIS SITE IMMEDIATELY AND REFRAIN FROM ANY FURTHER ACCESS AND USE OF THIS SITE. 1.1 Modification PFG reserves the right, at its sole discretion and without advance notice, to change, modify, add or remove all or any portion of this Site or the Terms set forth herein and all policies and guidelines incorporated herein by reference, at any time. Changes to the Terms shall be immediately effective when posted to this Site. YOUR ACCESS TO AND CONTINUED USE OF THIS SITE AFTER ANY CHANGES ARE POSTED SHALL CONSTITUTE ACCEPTANCE OF THOSE CHANGES. To the extent that an arbitrator or court of applicable jurisdiction determines that applying any changes to these Terms would render this an illusory or unenforceable contract, such changes shall be applicable on a prospective basis only, with respect to events or circumstances occurring after the date of such changes, to the extent necessary to avoid these Terms being deemed illusory or unenforceable. 1.2. Termination You agree that PFG may at any time, terminate, change, suspend or discontinue any aspect of this Site, including the availability of any features of this Site or the Site Content. PFG may also impose limits on certain features and services or restrict your access to parts or all of this Site or Site Content without notice to you or liability on the part of PFG. You agree that PFG may at any time, terminate the authorization, rights and license granted herein, including your right to access this Site and Site Content. The provisions in the Terms regarding ownership of Site Content and Site Code, confidentiality, the disclaimer of warranty, limitation of liability and indemnification shall survive such termination. 2. User Participation 2.1 Registration To access and use certain features of this Site, you may be required to register with us on the electronic forms provided and such registration may require you to provide personally identifying information such as your name, address and email address. You agree that you will register only if you are 18 years or older. You represent and warrant that all information provided by you to PFG is current, accurate, and complete, and that you will maintain the accuracy and completeness of this information on a prompt, timely basis. 2.2. Passwords To use certain features of this Site, you will need a user name and password. You will not allow others to use your user name and password and are responsible for maintaining the confidentiality of your password. You are responsible for all activities (whether by you or by others) that occur under your user name and password, including, without limitation, any purchases or posts made using your account. You agree to notify PFG immediately of any unauthorized use of your user name or password or any other breach of security of which you become aware. You agree that PFG will not be liable for any loss or damage caused by your failure to protect your password and for any unauthorized use of your account and you will be liable for the losses of PFG and others due to such unauthorized use. 2.3. Privacy All user information submitted by you to, or posted on, the Site is subject to our Privacy Policy, the terms of which are incorporated into the Terms by reference. You can find the current Privacy Policy at [link]. You agree to be bound by the Privacy Policy as a provision of the Terms. Please read thePrivacy Policy carefully. Access to this Site may be monitored by PFG. 2.4. Information/Submissions Provided By You PFG does not screen, approve or regularly review all contributed content. However, PFG reserves the right (but assumes no obligation) to remove any content posted, without notice, for any reason at its sole discretion. PFG does not want you to, and you should not, send any personally identifiable, confidential or proprietary information to PFG via this Site. Any personally identifiable information you may provide to PFG via this Site is protected and used by PFG as set forth in the Privacy Policy associated with this Site. You agree that any information or materials that you or individuals acting on your behalf provide to PFG via this Site will not be considered confidential or proprietary. You represent and warrant that you own the content you place on the Site or otherwise have the right to place the content on the Site, and that such content does not violate the privacy rights, publicity rights, copyrights, trademark rights, contract rights or any other rights of any person or entity. By posting any content, you represent and warrant that you will not provide any content to PFG which (a) is false, fraudulent, inaccurate, defamatory, harassing, threatening, or is obscene or pornographic; (b) infringes the intellectual property rights, including copyrights, of any third party or any rights of publicity or privacy of any third party; (c) violates any law, statute, ordinance or regulation; (d) advocates or promotes illegal activity; (e) advertises or otherwise solicits funds or is a solicitation for goods or services; (f) contains spam, viruses, Trojan horses, worms, time bombs, cancelbots, or any other code or computer programming routines that may damage, interfere with, surreptitiously intercept, or expropriate any content, system, program, or data on or that is part of the Site; or (g) any other content that is or could be considered inappropriate, unsuitable or offensive, all as determined by us. 2.5. License to PFG By posting or contributing any content to the Site, or by providing any feedback, suggestions, ideas, information, materials and other submissions to PFG, you grant to PFG an unrestricted, irrevocable, perpetual, worldwide, royalty-free license to use, copy, reproduce, display, publicly perform, edit, translate, reformat, transmit and distribute your content, and you further agree that PFG is free to use any ideas, concepts or know-how that you or individuals acting on your behalf provide to PFG, in any manner that we choose, without any notice or obligation to you whatsoever. 3. Content 3.1. Ownership; Copyright and Trademark Information All Site Content and Site Code is the exclusive property of PFG. All trademarks, service marks, trade names, trade dress, copyrights, patent rights and other proprietary rights in, associated with or utilized on this Site, the Site Content or Site Code are the properties of PFG or its licensors. The names of other companies and products mentioned herein may be the trademarks of their respective owners. Nothing in these Terms or any Site Content shall convey to you an ownership interest in any trademarks, service marks, trade names, trade dress, copyrights, patent rights and other proprietary rights in this Site or any Site Content or Site Code. All Site Content and Site Code is Copyright © 2014, PFG, and/or subject to the copyright of its licensors or third-party content providers. All rights reserved."site Content" means any data, software, text, information, material, photographs, statements and images, as well as graphics, interactive features, video and audio, if any, or other form of expression displayed and/or used on this Site."site Code" refers to any and all underlying elements of this Site, including, but not limited to, any source code, object code and other sets of statements or instructions that relate to the operation or functions of this Site. 3.2. Third Party Sites As a convenience to you, PFG may provide on this Site, links to Web sites operated by third parties, including access to content, products and services that are not maintained or controlled by PFG. PFG has no control over any such third party Web sites, the contents therein or the products/services offered by such third parties. If you use these sites, you will leave this Site. If you decide to visit any linked site, you do so at your own risk and it is your responsibility to take all protective measures to guard against viruses or other destructive elements. You are solely responsible for complying with the terms of use of any such third-party Web site and you shall bear all risks associated with the use of such Web sites. PFG makes no warranty or representation regarding, is not responsible for, and does not endorse, any linked Web sites or the content appearing thereon or any of the products or services described thereon. Links do not imply that PFG or this Site sponsors, endorses, is affiliated or associated with, or is legally authorized to use any trademark, service mark, trade name, trade dress, logo or copyright symbol or other intellectual property or proprietary right displayed in or accessible through the links, or that any linked site is authorized to use any trademark, service mark trade name, trade dress, logo or copyright symbol or other intellectual property or proprietary right of PFG or any of its affiliates or subsidiaries. PFG recommends that you read the policies and terms of use posted on other Web sites regarding privacy and other topics before using those sites. PFG is not responsible for any loss or damage of any sort you may incur from accessing any third party sites and/or dealing with any third party. 3.3. Limited License Subject to the terms and conditions set forth herein and subject to your compliance with the Terms, PFG grants you a non-exclusive, non-transferable, terminable, limited right to access and use this Site and Site Content for informational and non-commercial purposes only. PFG authorizes you to view and download Site Content only for your personal, non-commercial use. PFG may terminate these rights at any time for any reason or no reason, and these rights shall terminate automatically without notice if you breach these Terms. Upon termination, you must immediately destroy any downloaded and printed copies of the Site Content or any portions thereof. Except for the rights expressly granted herein, PFG reserves all other rights and no other rights are granted by implication or otherwise. 3.4. Your Conduct/Restrictions You agree (a) not to copy, reproduce, republish, upload, create derivative works, post, transmit or distribute (or facilitate someone else in copying, reproducing, uploading, creating derivative works, posting, transmitting or distributing) any Site Content or Site Code to anyone for any purpose; (b) not to alter Site Content or Site Code in any manner or use such Site Content or Site Code in a manner not authorized by the Terms; (c) not to interrupt or attempt to interrupt the operation of this Site in any way; (d) not to place any Site Content or Site Code on a network; and (e) not to frame, associate with advertisements or commercially exploit this Site, Site Content or Site Code. In addition, you must retain on all Site Content downloaded, all copyright, trademark, service mark and other proprietary notices contained in Site Content. Unauthorized use of the Site Content may violate copyright, trademark, and other laws. 4. Copyright Infringement Claims We do not knowingly permit anyone to post materials on this Site where such posting would violate copyright or other applicable law, including the Digital Millennium Copyright Act ("DMCA") (including 17 USC § 512). PFG will process and investigate notices of alleged infringement and will take appropriate actions under the DMCA and other applicable intellectual property laws. Upon receipt of notices complying with the DMCA, PFG will act to remove or disable access to any material found to be infringing or found to be the subject of infringing activity and will act to remove or disable access to any reference or link to material or activity that is found to be infringing. Please also note that under Section 512(f) of the DMCA, any person who knowingly makes material misrepresentations in a notice or counter notice of infringement may be subject to liability. 4.1. Notice of Infringement If you believe that your work has been copied in a way that constitutes copyright infringement, please provide the following information in writing. Please be advised that to be effective, your notification must include ALL of the following: 1. a physical or electronic signature of the person authorized to act on behalf of the owner of an exclusive copyright that is allegedly infringed; 2. a description of the copyrighted work that you claim has been infringed; 3. a description of where the material that you claim is infringing is located on the Site; 4. your address, telephone number, and email address and all other information reasonably sufficient to permit PFG to contact you; 5. a statement by you that you have a good faith belief that the disputed use is not authorized by the copyright owner, its agent, or the law; and 6. a statement by you, made under penalty of perjury, that the above information in your notification is accurate and that you are the copyright owner or authorized to act on behalf of the owner of an exclusive right that is allegedly infringed. You acknowledge that if you fail to comply with all of the requirements of this section of the Terms, your DMCA notice may not be valid. 4.2. Designated Agent Notices of claimed copyright infringement should be directed to PFG's designated agent: By mail: PFG Ventures DMCA c/o Jay F. Moldovanyi Fay Sharpe LLP The Halle Building, 5th Floor 1228 Euclid Avenue Cleveland, Ohio 44115 By Email: pfmz-dmca@faysharpe.com Please include "Notice of Infringement" in the subject line. Please note that only DMCA notices should go to the designated agent; any other feedback, comments, requests for technical support, and other communications should be directed to PFG's Help Team. 4.3. Counter Notice If you believe that your content that was removed (or to which access was disabled) is not infringing, or that you have the authorization from the copyright owner, the copyright owner's agent, or pursuant to the law, to post and use the content, (i) please consult your counsel and see 17 U.S.C. 512; and (ii) you may send a counter notice containing the following information to PFG's designated agent: Your physical or electronic signature; Identification of the content that has been removed or to which access has been disabled and the location at which the content appeared before it was removed or disabled; a statement, under penalty of perjury, that you have a good-faith belief that the content was removed or disabled as a result of mistake or a misidentification of the content; your name, address, telephone number, and e-mail address; a statement that you consent to the jurisdiction of the federal court for the judicial district in which your address is located, or if your address is outside of the United States, for any judicial district in which PFG may be found; and a statement that you will accept service of process from the person who provided notification of the alleged infringement. If a counter notice is received by PFG's designated agent, PFG may send a copy of the counter notice to the original complaining party informing that person that it may replace the removed content or cease disabling it in 10 business days. Unless the purported copyright owner files an action seeking a court order against you, the removed content will be replaced, or access to it restored, in 10 to 14 business days after receipt of the counter notice. 4.4. Repeat Infringer Policy PFG will, under appropriate circumstances and in its discretion, disable and/or terminate a user's access to the Site if the user is determined to be a repeat infringer. 5. Compliance with Law You agree not to use this Site for unlawful purposes or in an unlawful manner and you agree to comply with all applicable local, state, federal and international laws, statutes and regulations regarding use of this Site. 6. Disclaimer Your use of this Site, Site Content and Site Code is entirely at your own risk. The information posted to this Site and the Site Content may contain inaccuracies and typographical errors. THIS SITE, THE SITE CONTENT AND SITE CODE ARE PROVIDED "AS IS" AND "AS AVAILABLE." PFG EXPRESSLY DISCLAIMS ALL REPRESENTATIONS AND WARRANTIES OF ANY KIND RELATING TO YOUR ACCESS AND/OR USE OF THIS SITE, THE SITE CONTENT AND THE SITE CODE, WHETHER STATUTORY, EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, THE IMPLIED WARRANTIES OF (A) SUITABILITY FOR ANY PARTICULAR PURPOSE OR FITNESS FOR A PARTICULAR PURPOSE, (B) MERCHANTABILITY, (C) ACCURACY AND COMPLETENESS, (D) NON-INFRINGEMENT OF THIRD-PARTY RIGHTS, AND (E) FREEDOM FROM INTERRUPTION, DELAY, ERRORS, TECHNICAL ERRORS OR UNAUTHORIZED, INJURIOUS INTRUSIONS OR ITEMS, SUCH AS HACKING, VIRUSES AND OTHER HARMFUL COMPONENTS. WARRANTIES, OR ASPECTS OF THEM, THAT ARE, BY LAW, INCAPABLE OF BEING DISCLAIMED IN A PARTICULAR JURISDICTION ARE NOT DISCLAIMED IN THAT JURISDICTION. 7. Limitation of Damages IN NO EVENT SHALL PFG BE LIABLE FOR ANY DAMAGES, INCLUDING, WITHOUT LIMITATION, DIRECT, INDIRECT, INCIDENTAL, SPECIAL, EXEMPLARY, CONSEQUENTIAL, PUNITIVE DAMAGES, OR DAMAGES FOR LOSS OF DATA, PROFITS, REVENUE, INCURRED BY YOU OR ANY THIRD PARTY, WHETHER UNDER A CONTRACT, TORT OR ANY OTHER THEORY OF LIABILITY, ARISING IN CONNECTION WITH ANY PARTY'S ACCESS OR USE OF THIS SITE, SITE CONTENT AND/OR SITE CODE, IN CONNECTION WITH YOUR INABILITY TO ACCESS OR USE THIS SITE, OR IN CONNECTION WITH ANY FAILURE OF PERFORMANCE, ERROR, OMISSION, INTERRUPTION, DEFECT, DELAY IN OPERATION OR TRANSMISSION, COMPUTER VIRUS, LINE SYSTEM FAILURE, LOSS OF DATA, OR LOSS OF USE RELATED TO THIS SITE OR ANY WEBSITE OPERATED BY ANY THIRD PARTY OR ANY CONTENTS OF THIS SITE OR ANY OTHER WEBSITE, EVEN IF PFG IS AWARE OF THE POSSIBILITY OF SUCH DAMAGES. Some jurisdictions do not allow the disclaimer of warranties or exclusion of damages, so such disclaimers and exclusions may not apply to you. Regardless of the disclaimers set forth herein, if PFG is found to be liable, our liability to you or to any third party is limited to the total amount of fees paid by you to PFG in accessing this Site, if any, during the twelve (12) months prior to the action giving rise to the liability. 8. Indemnification You agree to defend, indemnify and hold harmless PFG, its officers, directors, employees and agents from and against any and all claims, liabilities, damages, losses or expenses, including reasonable attorneys' fees and costs, arising out of or in any way connected with: (i) your access to or use of this Site; (ii) your violation or breach of any of the Terms; (iii) your violation of any third party right, including without limitation any copyright, property, or privacy right; or (iv) any claim that your content caused damage to a third party. This defense and indemnification obligation will survive these Terms and your use of the Site. 9. General This Site is controlled, operated and administered by PFG from its offices within the United States of America. PFG makes no representations that the Site is appropriate or available for use in other locations. Those who access or use the Site from other jurisdictions do so at their own volition and are responsible for compliance with local law. All matters relating to your access to, and use of, this Site shall be governed by the laws of the State of Ohio, without giving effect to its conflict of laws provisions. You and PFG agree that all claims arising out of or related to these Terms must be resolved exclusively by a state or federal court located in Cuyahoga County, Ohio. You and PFG agree to submit to the personal jurisdiction of the courts located within Cuyahoga County, Ohio for the purpose of litigating all such claims. Notwithstanding the above, you agree that PFG shall still be allowed to apply for injunctive remedies (or an equivalent type of urgent legal relief) in any jurisdiction. You agree and represent that you have carefully considered the Terms and that ambiguities, if any, shall not be enforced against the drafter but shall be fairly read so as not to prejudice the rights of PFG. The Terms constitute the entire agreement between PFG and you with respect to the matters contained herein. If for any reason a body with proper jurisdiction finds any provision(s) of the Terms or a portion thereof, to be unenforceable, you and PFG agree (without waiving rights of appeal) that unenforceable provision(s) shall be enforced to the maximum extent permissible so as to affect the intent of the Terms, and the remainder of the Terms shall continue in full force and effect.